Are You Prepared For A Hurricane?

With the summer season making its way out there more people are looking forward to the fall season, however one season that most do not think of is hurricane season and it is currently in its peak. Hurricane Season is a period of time where tropical cyclones are likely to form in the Atlantic Ocean and usually begins June 1st and will continue on to November 30th. These dates signify a history of when tropical cyclones, or hurricanes, were more likely to occur. With the 5th Anniversary of the Hurricane Katrina approaching it is important to prepare in the event of a hurricane before it approaches.  Hurricane Katrina which occurred August 23 of 2005, was the costliest natural disaster in the history of the United States and one of five deadliest. Forecasts are predicting that 2010 could be a big year for hurricanes and reminding everyone to keep a close watch on the weather. Hurricanes usually only affect the coasts, which is why areas such as Haiti and U.S. Coasts including New Orleans and Texas should be especially watchful of what this years hurricane season may consist of. There are however a few ways to protect yourself this year.

Get all important papers or pictures in order and secure them in water resistant bags. Identification cards and papers are hard to replace and are extremely important in a time of need so get together all diplomas, permits, social security cards, deeds, titles and any other important information.

Take pictures and videos of your property– This will help you later when dealing with your insurance and what claims for damage you may need to file.

Try and stay with an out of town relative. If you or someone you know is living in a hurricane zone, find another place to stay until the storm passes over. It’s important to consider safety at all times and if staying with a relative is not an option consider booking a room at a hotel.

Create a hurricane kit– Include extra cash, generator, flash lights, battery operated radio, bottles of water, toilet paper, non perishable foods like crackers or canned goods, candles and any over the counter medications that you need. Make sure that there are more than enough supplies when packing so that nobody in your family has to go without in this time of need.

Those who were living in New Orleans when the levee broke and did not have flood insurance, were responsible for their own replacement costs and were not insured for flood damages. This is why purchasing flood insurance can ultimately save you from having to deal with the costs of repairing your home due to flood damages. Contact our agents or visit our Virtual Insurance Office and learn more about how you can ensure that your property is prepared for a hurricane.

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Explore posts in the same categories: Flood Insurance, Homeowner's Insurance, Miscellaneous, Outdoor Activities

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