Posted tagged ‘South Hadley’

An Astonish Visit to Get Things Moving

September 15, 2010

Our Ross Team had the pleasure of being a part of Astonish Result’s Changing Faces of Insurance and Agency Culture Tour. Astonish Results has paired with Ross Insurance to maximize our sales efforts and most importantly encourage us to “fish where the fish are”. A few weeks ago, Astonish team members Nick Brown and Alicia Collins traveled from their Warwick Rhode Island location to include Ross Insurance in an ongoing look as to what makes the Insurance industry today as times continue to change. Ross Insurance has been around since 1925, and as the times are changing we are finding ourselves adapting to the environment around us.  We’d like to think that we are doing a great job breaking those stereo types as we move forward with new technology while still holding true to our tradition. Located right in Holyoke, Ma we were given the chance to show a side of insurance that most people do not get a chance to see. Come and see our Agency Culture Tour which gives you a look at Ross Insurance from a more human perspective.

You’ll also have the opportunity of meeting our Ross Insurance team member Marissa Cloutier, who is one of the newest Changing Faces of the Industry. She had the chance to talk with Nick Brown about what makes her a unique addition to the Ross Insurance team.

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The Only Constant is Change

September 9, 2010

In the past few months has anything changed in your life that may affect your current auto policy? Are you using your vehicle in business? Has the garaging location changed? Is any one new using your car? These are all types of things that your insurance agent needs to be aware of. Simple mistakes like forgetting to add your young driver can lead to denied coverage. Also, if you forget to update which city or town your car is being garaged in and something were to happen to your vehicle your claim could be denied. For example, say that you currently reside in Holyoke, MA and your young driver takes the family car with them to school out in Boston. You would need to notify your insurance agent that the car will now be garaged in Boston. If something were to happen to the vehicle and it was known that your child routinely used the car while in Boston but it was listed that the car was garaged in Holyoke, they could deny a claim for false information. We are here to help our customers and notify them of the potential risks involved if their auto policy information is not accurate or up to date. The small changes that affect your auto policy are often overlooked, which is why we are here to offer help when you need it.  You can contact our office through our interactive office, or call any of our agents during our office hours and we would be glad to assist you in any changes that need to be made on your policy. In the event of an accident there are more important things to worry about than if your claim would be denied because your auto policy is not up to date, so remember to contact your agent with any changes.

Raffles, Bingo and Tag Sales..Oh My!

August 20, 2010

Looking for a fun and cheap place to beat the heat this summer and enjoy delicious and affordable Polish-American cuisine? Mater Dolorosa Parish located on 67 ST. Kolbe Drive in Holyoke MA is hosting their annual summer festival August 21st and 22nd of 2010. Every year this parish puts together a festival and raises money to give back to the parish through creative games of chance, a giant tag sale, raffles with $1,000 cash prize, a super 50/50 raffle and entertainment for all ages. From growing up in the Holyoke area, many employees from our office have attended and continue to return with raving reviews of the event. The large tag sale extends all around the parish hall and offers something for everyone. The children’s games are perfect for keeping their attention, and cost less than a dollar to participate. A continuing Bingo game is what draws in most visitors, but it’s the Polish-American dishes that keep the visitors lingering around for hours with their traditional golumbke’s, pierogies and kielbasa. American food is offered as well for those favoring hot dogs and hamburgers. Having gone to this event on more than several occasions, we assure you that this festival is a one of a kind experience with inexpensive costs. Volunteers from the parish help to run the events and sales, and offer a warm welcome to all that pass through the doors. The event will take place this year from 11am-7pm and there is plenty of parking for visitors. This establishment is suitable for all ages, handicap accessible and even air conditioned. Come and try your chances at the Mater Dolorosa Parish and enjoy some good fun for a great cause!

Are You Prepared For A Hurricane?

August 19, 2010

With the summer season making its way out there more people are looking forward to the fall season, however one season that most do not think of is hurricane season and it is currently in its peak. Hurricane Season is a period of time where tropical cyclones are likely to form in the Atlantic Ocean and usually begins June 1st and will continue on to November 30th. These dates signify a history of when tropical cyclones, or hurricanes, were more likely to occur. With the 5th Anniversary of the Hurricane Katrina approaching it is important to prepare in the event of a hurricane before it approaches.  Hurricane Katrina which occurred August 23 of 2005, was the costliest natural disaster in the history of the United States and one of five deadliest. Forecasts are predicting that 2010 could be a big year for hurricanes and reminding everyone to keep a close watch on the weather. Hurricanes usually only affect the coasts, which is why areas such as Haiti and U.S. Coasts including New Orleans and Texas should be especially watchful of what this years hurricane season may consist of. There are however a few ways to protect yourself this year.

Get all important papers or pictures in order and secure them in water resistant bags. Identification cards and papers are hard to replace and are extremely important in a time of need so get together all diplomas, permits, social security cards, deeds, titles and any other important information.

Take pictures and videos of your property– This will help you later when dealing with your insurance and what claims for damage you may need to file.

Try and stay with an out of town relative. If you or someone you know is living in a hurricane zone, find another place to stay until the storm passes over. It’s important to consider safety at all times and if staying with a relative is not an option consider booking a room at a hotel.

Create a hurricane kit– Include extra cash, generator, flash lights, battery operated radio, bottles of water, toilet paper, non perishable foods like crackers or canned goods, candles and any over the counter medications that you need. Make sure that there are more than enough supplies when packing so that nobody in your family has to go without in this time of need.

Those who were living in New Orleans when the levee broke and did not have flood insurance, were responsible for their own replacement costs and were not insured for flood damages. This is why purchasing flood insurance can ultimately save you from having to deal with the costs of repairing your home due to flood damages. Contact our agents or visit our Virtual Insurance Office and learn more about how you can ensure that your property is prepared for a hurricane.

Come One Come All To MA Tax-Free Weekend!

August 13, 2010

This weekend happens to be one of the most anticipated holiday’s that Massachusetts has to offer, it is Tax-Free Weekend! Thanks to Governor Deval Patrick, who has signed the bill deeming this weekend, August 14th – 15th 2010 tax free! This means that when purchasing any items costing $2,500 or less, you will not have to pay the 6.25% sales tax. It’s a great time to make those bigger purchases that you may have been holding off on. Have your eye on a new 3D television? Or has your washer and dryer completely failed you and your in the market for a new one? Feel that extra push into the buying direction knowing that you will benefit from the Tax-Free weekend. Also, consider keeping your insurance agent in the know with whatever luxury purchases you will be making. In order to get the broadest coverage for your items, we suggest that you schedule them onto your homeowner policy. With original receipt or an appraisal of your items, you can schedule items onto your policy and feel confident in knowing that if you lose your items due to theft, you will be covered in full. Scheduling items will also extend your coverage beyond the basic homeowner policy for things like the stones falling out of your ring, or if you lose your jewelry. Now is the perfect opportunity to look for those items this weekend, and if nothing else feel proud that living in MA has its benefits, at least once a year!

Get The Lunch Boxes Ready, School Is Almost In Session!

August 11, 2010

The time has come where those three words all children dread fill up every shop window, back to school. It’s a time when children get their last summer hoorah’s in and pick out their new clothes for the beginning of yet another year of school. It’s also a time when the heat begins to die down and the crisp breeze of fall passes through where stale hot air once resided. Getting your child ready for their trip to the classroom means getting some essentials. Here are a few things that will help when switching out of your summer gears and into school mode:

  • Stationary–  Some schools offer paper and pencils, but to ensure that your child is prepared for whatever their class might need, a good old fashioned notebook with an array of writing tools will be sure to help jumpstart their learning experience. A binder to keep folders and loose leaf paper will help to keep them organized, and letting them pick out the color or design offers them the ability to create something of their own.
  • Backpacks- Book bags are a school staple and are essential in helping your child carry around their books and bagged lunches. Some newer models have wheels on the bottom so the heavy load of reading materials don’t weigh down your youngster.
  • School Clothes/School uniforms- Not all schools require that your student wears a uniform but if your child does attend a school where they need a uniform, be sure to buy these materials before school actually starts. Checking thrift stores and consignment shops may help you to find solid color polo shirts and dress pants or skirts for your child. When buying your child back to school clothes, keep your eye on the price. Most retail stores run good bargains in the summer for school clothes, and even better bargains for summer clothes. Remember that the beginning months of the school year can still be hot, so appropriate lengths and cuts are things to consider when shopping in the markdown bin for summer clothes that your child will still get wear out of.
  • Lunch boxes– Investing in a lunch box will help cut down the cost of brown bagging lunches and letting your child choose their lunch box lets them feel involved, and dare we say excited about the new school year! Using a brown bag is still not a bad option to take, and depending on the age of your child, jazzing these bags up with stickers or drawings can get the same effect.

Public and Private schools still have a few weeks left until they begin, so take these last few summer opportunities to do something with your children. Pretty soon their schedules will be filled with practices and homework, so try getting one last family fun activity in before the school year starts.

    Social Media: Friend or Foe?

    August 6, 2010

    The time has come that more people are incorporating social media into their daily lives. Whether it’s a quick “tweet” here or there, or uploading your vacation photos on Facebook, social media networks are rapidly expanding with new users. As you may have noticed, Ross Insurance has also decided to jump on the social media train and see where broadening our social horizons can take us :). However, there are certain scenarios that all social media users should be aware of before they release too much information over the internet. For example, if you were to post that they were looking forward to going on vacation this weekend at Hampton Beach, NH and one of your Facebook friends commented “Have Fun”, all of their Facebook friends would then see that you were going away on vacation.You can control which friends that you have, but you cannot control the extended friends of your current Facebook friends, which is where trouble can start to boil. This means that any one who saw your Facebook status about going away for the weekend, can assume that your home will be unattended, and through the use of search engines they could use your Facebook display name to find your home address. You can easily change your privacy settings to that when you make a post you can control who gets a chance to see it. This way you can limit it to friends only, you can choose “all with the exception of”, or keep it private just for yourself to view.

    What people are also starting to find out is that material that they are posting on social networks, are affecting their ability to get a job. For instance, say that your child in college has attended a few parties and their friends decide to tag your child in a couple of photos that they put online ( tagging is just a way of matching a face in the picture to a user of Facebook). Someone that your child may not know could comment something that may not be appropriate for all audiences. Your child later goes to apply for a new office job, and after the business receives your child’s application, they might search them out on Facebook or Myspace to see what type of conversations, pictures or videos they have that may represent what type of person that your child is. Depending on the privacy setting that your child has created, this potential business has access to content that could jeopardize your child’s future at this establishment. These types of things are happening more frequently and can be prevented with just a few tweaks in your privacy settings for any social media network. It is very important to monitor what you are posting or revealing yourself through social media because it is a representation of who you are and what you are doing. Talking about privacy settings with your family and friends is recommended for all social media networks. If you are unfamiliar with how to set privacy settings, check here for 10 privacy tips that all Facebook users should know. We think that social media is a great way to connect with anyone, but we do advise that you understand the risks involved with content you release.